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 Group
Insurance / Employee Benefit Insurance
Risk transfer vehicles have always been effective
tool for managing the
unforeseen risks. While the group insurance is designed
to compensate
employee for medical expenses, and as consolation
for bodily injury and / or
death, it is more meaningful as setoff of employer's
liability.
.
Risk Evaluation
Exposures to body:
Disease, Injury, Giving Birth,
Disablement, Agedness, Death
Economic Exposure:
Income
Causation of occurrence:
Accident, non-accident; Occupational,
non-occupational
Legal Requirement:
Labor Standard Act, Civil
Corporate Commitment:
Consolation, Welfare
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Risk
Transfer
Vocational Hazard: |
| Death |
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Social
Insurance |
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Labor
Insurance |
| Dismemberment |
Social
Insurance |
|
National
Health Scheme |
| Disablement |
Labor
Standard Act |
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Commercial
Insurance |
| Medical
Expenses |
Consolation |
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Commercial
Insurance |
Income
during
medical treatment |
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| Accident: |
| Death |
|
Social
Insurance |
|
Labor
Insurance |
| Dismemberment |
Social
Insurance |
|
National
Health Scheme |
| Disablement |
Consolation |
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Commercial
Insurance |
| Medical
Expenses |
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| Income
during medical treatment |
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Service Scope:
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Insurance
program design taking into account of liabilities
imposed by law, as well as corporate personnel
procedures. |
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Insurance
program design taking into account of liabilities
imposed by law, as well as corporate personnel
procedures. |
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Market
canvass across life and non-life to ensure
competitiveness of the program. |
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Handling
of addition / deletion, premium.invoice
and claim documents preview. |
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Claim
records analysis and management. |
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Program
orientation. |
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Preparation
of employee benefit .insurance
manual. |
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Types of insurance
available for
group insurance purpose:
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Term Life Insurance |
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Accidental Death and
Dismemberment Insurance |
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Medical Reimbursement
Insurance |
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Hospitalization and
Surgery Insurance |
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Cancer Insurance |
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Maternity Benefit |
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Dread Disease Insurance |
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Occupational Hazard
Insurance |
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Employer's Liability
Insurance (non-life) |
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Travel Accident Insurance
(Life or non-life market) |
Unlike
life sector which requires declaration by employee
prior to commencement
of travel, non-life annual policy with fixed annual
premium provides automatic
cover for employees on business trip, and ease the
administration which may
accompany with the risk of error & omission.
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| ....Contact
Tel.:886-2-2708-5500 Mr.Hsieh Ext. 235 Ms.Lin Ext.
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